Friday, October 14, 2005

When discussing gender roles with with my Peul Bande father, I asked him:
"Are women good with money?"
"No, of course not."
"Who is in charge of the communal village collection system?"
"My wife! She is the president of the women's society"
"And what funded the new machinery in the peanut field?"
"The communal pot. The women decided to buy the machinery."
"And have the machines improved the condition of life here?"
"Yes.They have brought in more money."
"Are women good with money?"
"No. Women are not intelligent."

From November 7th to December 7th, I will be set free to roam Senegal in search of primary-source information on the topic of my choosing. Right now...leaning towards microfinance.
(Woah there! Talk about words that I would not have expected to come flying from my mouth...or out of my fingers, rather)

Before leaving for Senegal, I ran across a few lines of text highlighting Senegalese women's tendencies to set up miniature "insurance" systems within their social groups. Once a week, each woman puts a small percentage of the family's income into a communal pot. The pot is then given monthly to a family who needs it, the money rotating between the involved families over the course of a year. This system creates both a monetary safety blanket for families in crises, as well as a fund for possible familial business ventures.
What's so incredible about this system? From what I've heard from the locals, you can find a version of it in EVERY Senegalese setting - from Thiés to Etchwar, from towering cities to 12-hut villages - almost always run by the women.

In Boundou Kodi, (my Peul Bande village), it was the women's savings pot that had funded the new farm equipment that increased cultivating efficiency, in turn providing the means to send two of the children to school in Kedougou. Back with the Samb family in Dakar, it is the women's communal pot that will fund our upcoming baptism. (...as soon as Aunt Lefatou's baby is born. Can't give an exact date as it is culturaly inappropriate to ask. A roundabout questioning of when we might expect a baptism revealed that the due date may be soon!)
Self-starting microfinance lends power to otherwise dominated women. As in the above conversation, in rural settings, women are not seen as intelligent beings (and are treated as such).

I am not the only one intrigued by this... Le Centre Africain de L'Entrepreneurait Féminin (CAEF) has taken this idea and run with it, pairing these rural women's self-starting money know-how with small loans and Sénégal-specific economic education. The result: blossoming village-based businesses that promote commerce, health education (as demonstrated by a women's group that is using its proceeds to hold malaria-awareness block parties) and community.

Villages are learning self-sufficiency.
Women are taking advantage of their brainpower.
Children are sleeping under mosquito nets.

...and I'm getting excited.

(Have any knowledge on microfinance and impoverished nations? I'd love to talk to you!)

18 Comments:

Anonymous Anonymous said...

My Wonderful Daughter,
You. Brainy. Female. Passionate. Compassionate. An incendiary combo. All the best as you explore empowerment & possibility!!
We. Autumn glory. Cool nights. Snow melting. Sun shining. Congregation meeting. Hoping. Believing. And...all holding you so close to our hearts!
Love, love, love,
Momma xoxoxoxox

6:51 PM  
Anonymous Anonymous said...

I sadly know nothing of microfinance in impoverished nations, but I still love to talk to you. You are having quite the adventure, aren't you? Well, all I can say is you've become something of a bragging point for me (Yeah, my friend Meg is in Senegal studying microfinance and women's issues and stuff...) so thanks for that. I'm so proud of you for all you're doing...wow. Not much here. Going home for a long weekend, which will be a nice change. Have fun changing the world. Love you, as always, Katy

8:18 PM  
Blogger A said...

Well, I have nothing to offer about microfinance, but I do have...love? Astonishment at all that you're doing? Anticipation for our future reunion? Yes, I believe I have those things.

The communal perspective towards finances there sounds fascinating, something I believe our good friend J. West would be intrigued with (gemeinschaft? what?)I finally start classes on tuesday, so I can start using my brain again after the longest summer vacation EVER. I'll be taking some pretty interesting classes, the most intriguing of which are entitled 'Current Problems with American Democracy' and 'National Socialism and Hitler's legacy'. I think tackling both subjects from this perspective will be pretty incredible. The little eager poli sci student/WWII buff inside of me is jumping up and down. Sometimes it hurts a little bit. Hee.

This abroad thing is pretty cool. I get to live in a frantic, frenetic, and vibrant city pretty much by myself with probably the most independence I will ever have, and then I get to read about your experiences in a situation that is pretty much directly opposite to everything I'm experiencing. Family, small village, communal living. As I said...pretty cool.

Love,
Alex

4:10 AM  
Anonymous Anonymous said...

Meggie, Saturday 1425

What a joy to read the growth you are experiencing each week. Like the others, I too know nothing of microfinancing, but do know a country with rising poverty especially with women and children who could use to be exposed to such an exciting empowering idea...that country would be the good ole' USA. Sad. Very sad. But with the Megs and Caitlins and Katy's of your generation, all will be well, all will be well.

Caitlin does write beautifully. What joy the white haired woman with the denim hat must have had encountering such a female as Cait...

Frank and I leave for a bit of a road trip to Arkansas, near the Ozark country in a week to visit old and dear friends-more like family actually. Frank will fish, I will rest, read, converse, escape, explore, shop, and breath in the get away.

Is the baby born yet? This baptism stuff sounds like a really big thing. Why? Why does it cost money, or did I get that wrong?

How the heck are you doing? You sound so vibrant and upbeat(totaly reminds me of your mama's energy) Be thankful for good seritonin levels!

I love you, little woman.
Tia Ruth

2:28 PM  
Anonymous Anonymous said...

Meg - A man in India started out giving very small loans to women to help them start tiny businesses and it was amazingly successful. I cannot remember the name now but it has morphed into a major bank and a program serving literally thousands of village women. This all happened some time ago - like a decade or more. Love your messages. Grandmother Young

4:35 PM  
Blogger plee said...

Meg, you will prove that women are smart. Well, I am sure other women have already, but you'll be another one to add then. Not too much going on here in Berlin, except for the fact that classes start tomorrow. Keep having fun!

6:14 AM  
Anonymous Anonymous said...

Hey meg, I've actually studied this a lot in my econ classes...a lot of it is based on the culture of pride etc. where you know the family will pay what it says it will because otherwise they are burdening others...a lot of multinationals have started loaning to these groups with the collateral being that your neighbors have to pay your debt. (I just read the comment from your grandfather...the Indian one was huge, it's called The Grammen Bank, and they started a similar program with phones too that facilitates local markets.) Jonathan Isham (Midd econ dept.) could prolly help you a lot with this topic...he did a similar paper on local-run water in third world countries. It's an awesome topic though...and I love reading your blog!

8:55 AM  
Anonymous Anonymous said...

Hola Megimus, props to your awesome proposal and I think I smell a thesis somewhere down the line, you brilliant beast. Had an excellent night last night, thanks to Caitlin who dragged me to a hippie denim party down somewhere on Weybridge street. I had every intention of staying in until that party animal seized me. Then I went with Amanda to the social hub of campus, Le Grille, waited 25 minutes for some mozzarella sticks and sweet potato fries, consumed them rapidly, and joined in for the last five minutes of the 90s dance. I was supposed to study for my midterm. Qu'est-ce qui c'est passe? Je ne sais jamais. I got to talk with Brooke online and she is doing really well. Alors, I'm off to figure out what the hell happened during China in the 20th century for my midterm tomorrow. Toodles!
love, Kate

10:06 AM  
Anonymous Anonymous said...

Received: one purple envelope smothered in bright eyes lyrics, containing two lacey pages filled with Senegal images, half of a fish spinal column, love, and comfort.

Je t'aime.
Luna

10:55 AM  
Blogger Meg said...

Grandma and Grandpa - Safe travels! I love hearing about you two stomping all over the US in the name of goodness and fun :) You're an inspiration for me!

Momma- thanks for the email, helpful! Have you gotten your shots? (seriously.) Snow...Autumn...such foreign concepts to me! Enjoy.

Katy- Say hey to the rents for me, and soak up some CO...I heart you in a big way.

Alex!!! Gemeinshaft? Jiggawho? Ah West... I do wonder what he'd say on the issue. By the way, love the facebook picture. (not that I've been missing you and looking you up on facebook or anything...uh...) I can't WAIT to hear about the classes. Seriously...great choices. And p.s., from here on out I shall be living vicariously through your polysci life. Cool? Cool. Let's talk about grad school. xoxo...germany!

Ruth - You've no idea how many times I have taken a good deep breath and thanked God for my seratonin. After Psych101, I understand what a blessing it is. I am doing very well...settling into life here, which is both fun and odd...things seem 'normal'. Hrmmm. The baby is not born yet, believe me...you will ALL know when it busts its way into the world. (Baptisms are like any ceremony here, in that one needs to invite the entire family over. Families are large, therefore lots of food is required. This is where the money plays in.)
And have fun in Arkansas! Relax, fish, enjoy the ozarks...and tell Frank I say hello! xoxo

Grandmother - I've actually heard bits and pieces about that program in India...innovative and exciting.

Sannie - How are classes?? I'm itching to get more of the Berlin scoop from you and Alex...

Stiny - Wow, way to pull through on the information train! (and Nice to hear from you!!!) I just contacted Professor Isham...I'll let you know of the developments!

Liso - Woah! Cool! How did you hear about the Honduras goings-on? (oh...and grrrreat blog idea. I shall join shortly.)

Kateums! Oh you denil-clad party animal, you! I can't get enough of it. And to think...we can't jointly hit the dancing circuit for almost a year! *single tear* This too shall pass. What DID happen to china during the 20th century? I gotsta know.

My Luna - sometimes when I slip the envelopes into the big post boxes, my heart jumps a bit and I wonder if the stamp has fallen off. OR if I wrote the address on. OR...somesuch. But no. It arrived. *good* Moih.

2:04 PM  
Anonymous Anonymous said...

Hi again sweetie,
Yup. Betsy is coming do do my shots next Thursday. She said plenty of time. So, please exhale now. And...I'll be booking my tickets tonight! Yea!!! Simply cannot wait.
Winston and Sam say "mew"...
Love, Love, Love xoxoxoxox
Sun, Moon, Stars (with love to Luna, too)
Momma

7:58 PM  
Anonymous Anonymous said...

T. H. Schmegsworth, (and all my girls)
I don't really have anything in particular to say, except that I miss you. I also request permission to let down my white locks in the autumn leaves with my two favorite batty old gals on the Ya-Ya-esque celebration of leaf peeping. I've discovered an new love of bobo tea, complete with little squirmy eye-like tapioca balls sucked up a large straw with lime green stripes. And doing the crossword puzzle. I don't know anything about finance. (If I did, perhaps I would find a way to translate my ever increasing income into NOT being in credit card debt. I think I could learn a thing or two from these miraculous women.) Did you know that a renewable energy sticker and a W '04 sticker can live harmoniously on the bumper of a bronze Buick? Driven 5 miles under the speed limit by a wiry old man with a gold grin? I didn't. Now I do. I'm beginning to rediscover a lot of the faith I used to have in people...generally in the most obscure instances of human interaction. Am I growing up? I don't feel any different. well. maybe a little.

I love you, and blogger.com. but mostly you. :)

Lo

PS- How is everyone sending things to you?? I think I missed the memo including your mailing address... do you think a 5'8" gangly girl with an attitude could possibly fit into a Fed Ex box?

11:20 AM  
Anonymous Anonymous said...

First of all, Meg, I think more people post on this board than have talked to me all semester.

Anyway, microfinance is basically like every other aid/development program in the developing world: it can provide localized or temporary relief, but is far from an answer to the larger issues and structures that uphold the status quo. Word.

Did you talk to my bro at all about development stuff? That's his deal, you know, in merry olde England.

-James

12:06 AM  
Blogger Mark Ristroph said...

Meg - I just happened upon your blog today. Great stuff. The microfinance stuff is interesting. The first I heard of this was here in the states with minority populations (not just women) who stick together financially to help their "brothers" get established when they first arrive from another country (primarily the middle and far east). The article specifically mentioned Southern California and fastfood franchises. The principle is the same, though. For example, a group of American business owners hailing from the same region of India put into a common pot so that newcommers would have a starting business loan - no banks will cough it up right? Fascinating stuff. You should look into this when you get back to the states. There is a real underground banking system here and who knows how much is in it. Terrorist funding anyone?

7:01 AM  
Blogger A said...

Hey Meg...I don't know how frequently you're checking your Midd email, but just wanted to let you know that I sent you an email that I think you'd want to read. So, hopefully you'll get a chance in the near future to see it.

Love,
Alex

12:42 PM  
Anonymous Anonymous said...

Laura-

You could fit in the FedEx box but your attitude would have to find an alternate mode of transportation. I love you. And hi Meg! I'm abusing your blog to say hello to Laura. I love Meg too...and all the girls really.

Caitlin

2:16 PM  
Anonymous Anonymous said...

Hey Meg-
What an inciteful cultural anthropologist you have become. It sounds like a very interesting area to explore. I've been enjoying reading your postings

Mr. Morril

6:36 AM  
Blogger Meg said...

Hello to all - only a few moments left in internet time to say that I read all your comments (thank you for them!) Rem, Zee and Momma, I love you! Mr. Morrill: nice to hear from you! Glad you're reading this...I've been wanting to talk to you about it when I get back. Alex: I got the message. Thank you, and I'll email you more later.
*Meg

10:07 AM  

Post a Comment

<< Home